www.LoanModManual.com ("the Website"). This Website is owned and operated by United Mortgage Solutions (“United”). Your access to the Website is subject to these terms of use, the Privacy Policy, and disclaimers of specific parts of the Website ("Terms of Use").

Disclaimer and Limitation of Liability

The Trade Practices Act and similar State legislation in California may confer rights and remedies on you in relation to the provision of United and various services by United Mortgage Solutions, which cannot be excluded, restricted or modified ("Non-excludable Rights"). United does not exclude any Non-excludable Rights, but does exclude all other conditions and warranties implied by custom, law or statute.

Except as provided for by the Non-excludable Rights:

• This Website is provided by United on an "as is" basis.
• United and its licensors make no representations or warranties of any kind, express or implied, as to the operation of, your access to or the results of your access to the Website (including any related or linked websites) or the correctness, accuracy, timeliness, completeness or reliability of the information, content, materials or products included on this Website.
• To the full extent permissible by applicable law, United disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
• United will not be liable for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website, whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, United hereby limits its liability to the extent permitted by law, to the re-supply of the said information.
Links to other sites

United has not reviewed any of the websites which link to this Homepage or to which this Homepage links. United is not responsible for the content of any other websites or pages linked to or linking to its. United does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk. These other websites or pages would have their own terms and conditions governing them. You should read these terms and conditions carefully before using other websites or pages.

United may receive payment for advertising displayed to you during the course of the use of the Website. United may also receive payment for advertising links which you may choose to follow. By using the Website you authorize United to collect such payments for its sole use and benefit.